Cashback

Who’d have thought you’d ever get paid for spending your own money? Well, it’s true. You can and here’s how. You can earn money by shopping both online and in store and is always worth checking to see if cashback is available before purchasing anything. Even insurance, phone contracts and much more.

Online Purchases

Earn cashback and save money when you shop at over 4600 retailers both online and in-store. Topcashback is the UK’s most generous cashback site and is totally FREE to join. I’ve put TCB at the top of my list as it’s my most favourite.

Topcashback Logo

To show how lucrative TopCashback can be I’ve added a snapshot of my account overview below. You can see that the total amount of Cash back I have earned to date is almost £800. That’s FREE money on purchases I was already going to make anyway.

Read more
,

Warm Home Discount 2018/19

Warm Home Discount Scheme – Applications Now Open

Warm Home discount scheme applications are now starting to open. Check with your energy supplier to see if you are eligible to apply.  

The Warm Home Discount scheme (WHDS) offers a one-off payment of £140 (inclusive of VAT) towards the energy bills of households that need it most in England, Scotland and Wales.

The scheme was introduced by the Government in April 2011 and administered by energy suppliers. The discount is provided to eligible customers as a payment credited to their energy account, or as a £140 credit on their prepayment card or key, during the winter.

I have a couple of Links below to the application pages of some energy suppliers but if yours is not listed please do make contact with them                    

Read more

Money Saving Challenges

1p Money Saving Challenge

Take part in the 1p saving challenge and save £667.95 in 365 days without even feeling a dent in the wallet. Feel free to print any of the challenges and stick them up where you can see them to remind you to save. Read more

,

Saving Money with Plum

plum

What is Plum?plum 1

Right then, for those of you who know me personally will know that the forever sceptical in me means I don’t enter into things lightly without thoroughly researching all the pro’s/con’s and facts, particularly when it comes to banking and finance.

You may well have seen a few people offering a link to a savings brand called Plum. Intrigued, I decided to read up about it and have a look. Especially as though I am currently looking for somewhere to save my money that was accessible but not too accessible i,e like simply transferring it from one account to another on my online account. I’m also rubbish at saving so it was easier if it was done automatically without me realising. This is why I used Lloyds ‘save the change’. That was fantastic, but it was easily transferred back into my normal current account so the savings didn’t last very long. Read more

Shopmium – Cashback App

Shopmium

Shopmium Cashback App is a fantastic free app that can be downloaded on your phone and is extremely easy and convenient to use. This app has an array of offers available at various stores in your local area. Many of these offers mean that you can try products for free or get a special offer that is only available by using the app.

Shopmium also allows gives the user the opportunity to try products and brands that they wouldn’t normally consider purchasing. Read more